School of Business and Economics
Permanent URI for this collectionhttp://41.89.31.6:4000/handle/123456789/320
Welcome to School of Business and Economics collection.This collection contains Journal articles published by faculty affiliated to the school.
Browse
2 results
Search Results
Item Impact of short-term debt-asset ratio on the financial performance of commercial banks.(The Strategic Journal of Business & Change Management,, 2024-07) Dador, Maria Clement Jul; Githinji, Moses; Miluwi, JoshuaThis study investigated the impact of short-term debt-asset ratio on the financial performance of commercial banks. Descriptive research design allowed the researcher to collect data that describes the debt financing practices. The target population were commercial banks and in particular, 43 commercial banks domiciled in Nairobi County and have been in operation from 2004 – 2022. The study employed census due to the relatively small size of the population. Secondary data was utilized, which was acquired from the annual financial statements and reports published by the 43 commercial banks listed annually. The data was analyzed using Statistical Package for Social Scientists (SPSS) software version 23. Descriptive statistics, such as frequency distribution tables, percentages, and pie charts, was used to analyze the quantitative data. Pearson Correlation Analyses was utilized to investigate the relationship between the independent variable of banks' debt financing and the dependent variable of banks' financial performance. Furthermore, linear regression was employed to examine the dimension of the independent variable and the dependent variable. It was found that short-term debt-asset ratio was satisfactory (M=3.54, SD = 1.19), and financial performance (M=3.28, SD = 1.28). The study recommended that Commercial banks in Nairobi County Kenya should continuously formulate measures that sustain their accounts payables because this will lead to increased returns on assets.Item Influence of Strategic Direction on Performance of Commercial Banks in Juba, South Sudan(International Research Journal of Business and Strategic Management, 2025-06) Deng, John Ayuen Dhuor; Mbebe, James; Mbithi, MaryPerformance of organizations has been a focal point of research, particularly in understanding how effectively they implement strategic plans to achieve their mission and vision. Strategic planning practices play an important role in enhancing operational efficiency and achieving a competitive advantage. This study established the influence of strategic direction on the performance of commercial banks in Juba, South Sudan. The study adopted a cross-sectional research design. The unit of analysis comprised 31 licensed commercial banks, while the unit of observation included 186 managers. A stratified random sampling technique, in addition to the Taro Yamane formula, was used to select 128 participants. Data was collected using questionnaires with both open-ended and closed questions. The questionnaires were administered both physically and electronically. Descriptive statistics, including frequency, percentage, mean, and standard deviation, summarize the data, while a binary logistic regression model was applied for inferential analysis. The findings were presented in tables and narratives. Findings revealed that strategic direction setting, including well-documented vision, mission, and core values, significantly improved performance (p-value =0.001), with banks having structured direction setting showing a 12.784 times higher likelihood of achieving better performance than unstructured ones. The study recommends that managers of banks in Juba actively set strategic direction through the formulation of vision, mission, objectives, and core values statements.