School of Business and Economics
Permanent URI for this collectionhttp://41.89.31.6:4000/handle/123456789/320
Welcome to School of Business and Economics collection.This collection contains Journal articles published by faculty affiliated to the school.
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Item Impact of short-term debt-asset ratio on the financial performance of commercial banks.(The Strategic Journal of Business & Change Management,, 2024-07) Dador, Maria Clement Jul; Githinji, Moses; Miluwi, JoshuaThis study investigated the impact of short-term debt-asset ratio on the financial performance of commercial banks. Descriptive research design allowed the researcher to collect data that describes the debt financing practices. The target population were commercial banks and in particular, 43 commercial banks domiciled in Nairobi County and have been in operation from 2004 – 2022. The study employed census due to the relatively small size of the population. Secondary data was utilized, which was acquired from the annual financial statements and reports published by the 43 commercial banks listed annually. The data was analyzed using Statistical Package for Social Scientists (SPSS) software version 23. Descriptive statistics, such as frequency distribution tables, percentages, and pie charts, was used to analyze the quantitative data. Pearson Correlation Analyses was utilized to investigate the relationship between the independent variable of banks' debt financing and the dependent variable of banks' financial performance. Furthermore, linear regression was employed to examine the dimension of the independent variable and the dependent variable. It was found that short-term debt-asset ratio was satisfactory (M=3.54, SD = 1.19), and financial performance (M=3.28, SD = 1.28). The study recommended that Commercial banks in Nairobi County Kenya should continuously formulate measures that sustain their accounts payables because this will lead to increased returns on assets.Item Factors Contributing to the Growth of Cereals Enterprises Owned by Women in Meru County. A Survey of Enterprises in Nkubu Town(Journal of International Business, Innovation and Strategic Management, 2019) Rimbere, Arthur G.; Mutiria, Eric; Githinji, MosesEntrepreneurship growth practices are being witnessed in every country in response to changes in global competitiveness and advancement in technology. It is against this reason that this research was being undertaken to analyze factors inhibiting the growth of cereals enterprises owned by women in Nkubu Town in Meru County. The study was guided by the following specific objectives: To establish whether access to finance, access to infrastructure, and managerial capacity and entrepreneur innovation inhibiting the growth of cereals enterprises owned by women in Nkubu Town in Meru County. The study adopted descriptive research designs with owners of cereals enterprises owned by women in Nkubu Town in Meru County, Kenya104 owners, managers and employees being the target population. Stratified sampling was used in this study; self-administered questionnaires were used as data collection instruments. The questionnaires were pre-tested for reliability and validity. Qualitative and quantitative data was analyzed by the help of Statistical package for social Sciences software (SPSS) Version 23. Data was analyzed using descriptive and inferential statistics.Inferential analysis entailed multiple regression and correlation analysis to assess the strength of the relationships between the specified variables. The result indicated that, collectively access to finance has the highest positive influence on enterprise growth, followed by entrepreneur innovation, managerial capacity and access to infrastructure. The study recommends that financial institutions should be in a position to give loans and other credit facilities and financial advisory services to SME’S in order to equip them with knowledge on financial management to help them expand their businesses.